The Fixed-Rate Mortgage Trap? How to Turn Risk into a Strategic Advantage in 2025
There is a lively discussion underway in the Polish internet about the safety of fixed-rate mortgages. One of the louder voices in this debate is...
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New Apartments in Końskie and Skarżysko-Kamienna: Your Guide to 2025-2026 Developments and How to Finance Them
New apartments in Końskie and Skarżysko-Kamienna tempt buyers with prices clearly lower than in big cities – but financing the purchase here follows the same...
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Kredyt RKM: A Great Analysis of Government Housing Programs (2007-2025). Financial Expert Łukasz Turczyn Explains
The history of government housing programs in Poland spans more than 18 years of trying to support borrowers – from Rodzina na Swoim to the...
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How Long Does It Take to Get a Mortgage in 2026? A Step-by-Step Guide
Source: facebook.com How long does it take to get a mortgage? In short: the bank has 21 business days by law to issue a decision,...
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Real Estate in Warsaw: What to Watch Out For
Introduction: The Investment of a Lifetime or a Financial Trap? Buying an apartment is a huge investment, especially in as dynamic a market as the...
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Loan for a Doctor: How Can I, as an Expert, Help You Get the Best Terms on the Market?
Hi, this is Łukasz Turczyn. For years I have successfully worked in finance and loan optimization. Personally, I’m lucky that many of my good friends...
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Heart and Mortgage: A Legal Guide, or How to Gift an Apartment with a Mortgage Without Losing Your Head
A Story of Romance, Real Estate, and Quite a Sizeable Debt Let’s imagine a scenario that happens more often than one might think. Our protagonist,...
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Which Mortgage Interest Rate Should You Choose? Fixed vs Variable
Choosing the right mortgage interest rate is one of the most important financial decisions every borrower has to face. In previous posts, we analyzed the...
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Fixed Interest Rate? Are You Sure? Time to Reveal the Cards! 🃏
Many people, looking for security, choose a mortgage with a fixed interest rate. In Polish conditions, however, there’s a catch hidden behind this that you...
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