The Fixed-Rate Mortgage Trap? How to Turn Risk into a Strategic Advantage in 2025
There is a lively discussion underway in the Polish internet about the safety of fixed-rate mortgages. One of the louder voices in this debate is...
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Getting a mortgage in Poland: creditworthiness, down payment, fixed vs variable rates and bank offers compared by a Warsaw mortgage expert.
Fixed-Rate Mortgage in Warsaw: Why Do We Choose It So Rarely?
Wondering why a fixed-rate mortgage in Warsaw is such a rare choice? On one hand, the Polish Financial Supervision Authority and painful memories of recent...
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New Apartments in Końskie and Skarżysko-Kamienna: Your Guide to 2025-2026 Developments and How to Finance Them
New apartments in Końskie and Skarżysko-Kamienna tempt buyers with prices clearly lower than in big cities – but financing the purchase here follows the same...
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How Long Does It Take to Get a Mortgage in 2026? A Step-by-Step Guide
Source: facebook.com How long does it take to get a mortgage? In short: the bank has 21 business days by law to issue a decision,...
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Real Estate in Warsaw: What to Watch Out For
Introduction: The Investment of a Lifetime or a Financial Trap? Buying an apartment is a huge investment, especially in as dynamic a market as the...
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Loan for a Doctor: How Can I, as an Expert, Help You Get the Best Terms on the Market?
Hi, this is Łukasz Turczyn. For years I have successfully worked in finance and loan optimization. Personally, I’m lucky that many of my good friends...
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Is Your Housing Community or Company Paying Too Much? Discover Loan Refinancing for Companies and Housing Communities
Rising interest rates and high bank margins mean that the monthly loan installment is becoming an increasingly heavy burden. This applies both to housing communities...
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Credit Holidays 2025: The End of an Era of Relief. An In-Depth Analysis of the Impact on Creditworthiness and a Guide to Alternatives
Credit Holidays in 2025 – The Official Closure of the Program and Market Context 1.1. The Definitive End of the Government Program The year 2025...
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Heart and Mortgage: A Legal Guide, or How to Gift an Apartment with a Mortgage Without Losing Your Head
A Story of Romance, Real Estate, and Quite a Sizeable Debt Let’s imagine a scenario that happens more often than one might think. Our protagonist,...
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